2025 ACA Commission
Schedules & Bonuses
Commission Schedules Disclaimer:
The commission schedules provided below are for informational purposes only and are
subject to change at any time by the insurance companies. Please see your producer
agreement with the respective insurance company for full details.
Other Pages Related to ACA Commissions:
Aetna CVS Health
Per member per month (pmpm) Commission Schedule Last Updated: 10/22/2024
Ambetter
Per member per month (pmpm) Commission Schedule Last Updated: 10/24/2024
Cigna Individual & Family Plans
Per member per month (pmpm) Commission Schedule Last Updated: 10/08/2024
Medica Individual & Family Plans
Per member per month (pmpm) Commission Schedule up to 5 members in all states but KS and MO which are per contract per month.
Last Updated: 12/05/24
Molina Healthcare Marketplace Commission
Per member per month (pmpm) Commission Schedule Last Updated: 9/27/2024
Oscar Health Individual & Family Plans
Per member per month (pmpm) Commission Schedule in all states but NJ. * New Jersey is per contract per month.
Last Updated: 10/23/2024
UnitedHealthcare Individual & Family Plans
Per member per month (pmpm) Commission Schedule Last Updated: 9/06/2024
Broker Compensation Disclosures:
On December 27, 2020, The Consolidated Appropriations Act was signed into law which, in part, mandates greater transparency to health care cost information, including broker compensation. All agents and brokers are now required to disclose direct (eg., commission) and indirect (eg., bonus contests) compensation information to consumers. The total amount of compensation must be disclosed verbally prior to the consumer finalizing plan selection. In most cases, the information will also be communicated by the insurance carrier in the consumer's Welcome Kit.
Broker Compensation Disclosure Talking Points
To assist you with disclosing the required compensation information to the consumer, please contact Wise Partners Producer Support for sample talking points. The exact compensation amounts (direct pay) are listed by carrier above. Links to the 2023 Bonus Programs (indirect pay) can be viewed by clicking the '2023 Bonus Programs' button above. You must review the talking points with your clients for every Individual and Family Plan sale.
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